Smart investing, simplified

Work toward your goals. Build a diversified portfolio with automated investing from Morgan Stanley.
Access Investing is minutes away
In just a few clicks, you’ll have a detailed investment plan based on model portfolio guidance from some of our top investment strategists. It’s our answer to a robo-advisor, backed by more than 80 years of expertise.
Tell us about your goals

Whatever you’re dreaming of, we can help you get there. We’ll tailor your portfolio to help grow your investments based on your individual needs.

Answer a few questions

Let us know your risk tolerance, investment timeline, and investing preferences, including industries or causes you want in on.

Get instant recommendations

Our algorithm will recommend an investment model and run thousands of simulations that show you how your portfolio may grow over time. 


Want more say in your investments?

Choose a sector or cause you care about, and we’ll tilt some of your investments in that direction. Your portfolio will still be diversified, but a portion of it will be invested in what matters to you.

Let us be hands-on so you don’t have to be

Active-passive investing

Our unique investing strategy is conservative at times, more aggressive at others.

Automatic rebalancing

We analyze your portfolio daily to help you balance your asset allocation.

Tax-loss harvesting

We can help you avoid unnecessary taxes and maximize your after-tax returns.

Investing shouldn't be complicated

0.30% annual fee
$5,000 minimum investment

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Frequently Asked Questions

Access Investing is a discretionary investment advisory account. It's a digital-only platform and does not include the help of a Financial Advisor. So if you're looking to try a different approach to traditional advisory, then Access Investing may be for you.

We recommend a portfolio for you based on a number of different factors, including but not limited to your risk tolerance, your financial goals, your time horizons and the investing theme you chose (if any).

For general investing, you can open a taxable personal account. If you’re investing for retirement, you can open a traditional or a Roth IRA. The IRS offers more information on IRAs at