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- At Morgan Stanley, we lead with exceptional ideas. Across all our businesses, we offer keen insight on today's most critical issues.
  
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  Whether it’s hardware, software or age-old businesses, everything today is ripe for disruption. Stay abreast of the latest trends and developments.
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  Multicultural and women entrepreneurs are the cutting-edge leaders of businesses that power markets. Hear their stories and learn about how they are redefining the terms of success.
Featured

Ideas Coronavirus: Economic Risk and Recovery

Sustainability The Scale of Sustainable Investing

Wealth Management Keeping Market Volatility in Perspective
What We Do
What We Do
- Morgan Stanley helps people, institutions and governments raise, manage and distribute the capital they need to achieve their goals.
  
  Wealth Management
  
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About Us
About Us
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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  Morgan Stanley leadership is dedicated to conducting first-class business in a first-class way. Our board of directors and senior executives hold the belief that capital can and should benefit all of society.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
  History
  
  From our origins as a small Wall Street partnership to becoming a global firm of more than 60,000 employees today, Morgan Stanley has been committed to clients and communities for 85 years.
- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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- Since our founding in 1935, Morgan Stanley has consistently delivered first-class business in a first-class way. Underpinning all that we do are five core values.
  
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Featured

Careers Meet the Minds Breaking the Mold

Careers Explore Our Culture

Technology Yes, You Can Be a Tech Innovator at Morgan Stanley

Tax-Aware Strategies for Your Wealth Plan

The tax decisions you make today can help you save for years to come. Use these resources and ideas to help you get started.

Reminder: In response to COVID-19, the IRS has automatically extended the federal tax filing deadline from April 15 to July 15, allowing all taxpayers an additional three months to file federal income tax returns and make payments without interest or penalties regardless of the amount owed. Taxpayers who expect to receive a tax refund are still encouraged to file their 2019 taxes now.^* Deferral of state income tax payments may vary from state to state.

Tax Planning Checklists

It’s never too late to start incorporating tax efficient strategies into your wealth plan. These checklists can help.

Wealth Management

Are You Prepared for Tax Day?

The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.

Wealth Management

Steps that May Reduce Your Taxes

Jun 2, 2020

A key strategy for boosting long-term investment returns is being smart about tax efficiency.

Wealth Management

Tax-Smart Strategies for Your Retirement

Figure out ways to minimize how much the IRS takes from your retirement money.

Wealth Management

Tax-Savvy Ways to Give Back

If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.

Tax Rates and Dates

Download these resources to keep up-to-date on important tax information.

Tax Ideas

Taxes are complex. But with the right information, you can better understand your options and make tax-efficient choices. These ideas can help.

Wealth Management

Help Keep More of Your Returns

Nov 6, 2019

Establishing a tax management strategy for your investments can help you retain more of your investment returns.

Wealth Management

HSAs: An Overlooked Retirement Savings Vehicle

Dec 2, 2019

Health savings accounts (HSAs) are savings vehicles that offer big tax benefits and can help you cover what may be your largest expense in retirement: health care.

Wealth Management

Tax-Loss Harvesting Can Work Year-Round for Investors—Here’s How

Oct 15, 2019

What exactly is tax-loss harvesting, and how do some investors use it to opportunistically reduce their tax bills?

Wealth Management

Investing in a Loved One’s Education: Plan Now for the Future

May 20, 2020

Through challenging times, don’t lose sight of how important it is to continue to save and invest for the future education expenses of your children and grandchildren. These ideas can help.

Wealth Management

Give Back with a Donor Advised Fund

Oct 10, 2019

There’s more to charitable giving than you may realize. Here’s one method that provides flexibility and can help maximize your impact.

Wealth Management

Making the Most of Your Retirement Savings

Mar 3, 2020

Carefully managing distributions from your portfolio during retirement can save on taxes, leaving you more money to spend and enjoy.

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Please be advised that the selection of the Financial Advisors presented to you is done randomly and is based solely upon areas of focus that have been selected by the Financial Advisors themselves and upon their stated preferences or interests. Morgan Stanley makes no representation as to an individual Financial Advisorï¿½s experience and/or knowledge in the stated preferences or interests they have chosen. The preferences and interests that they have chosen have not been vetted by Morgan Stanley. Individuals are encouraged to consider their own unique needs and/or specific circumstances when selecting a Financial Advisor.

More Resources to Help You Build and Protect Your Wealth

Wealth Management

Protecting Your Online Security

Head to the Morgan Stanley Online Security Center to learn how we protect our clients—and how you can protect yourself—from digital threats.

Wealth Management

Spending + Budgeting

Morgan Stanley’s Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.

Wealth Management

Building & Protecting Wealth

Building wealth at every stage: We understand our clients’ aspirations and are as devoted to their goals as they are.

^* Source: https://www.irs.gov/newsroom/tax-day-now-july-15-treasury-irs-extend-filing-deadline-and-federal-tax-payments-regardless-of-amount-owed

Disclosures

This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

Tax Planning, Tax Preparation, Tax Reclamation and Trust Services are provided by the third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with, these services. Neither Morgan Stanley nor its affiliates shall be responsible for content of any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.

Investing in the markets entails the risk of market volatility. The value of all types of securities, including mutual funds and exchange-traded funds, may increase or decrease over varying time periods. Diversification and asset allocation do not assure a profit or protect against loss. Past performance is not a guarantee of future results. Rebalancing does not protect against a loss in declining financial markets. There may be a potential tax implication with a rebalancing strategy. Clients should consult their tax advisor before implementing such a strategy. Please see the Morgan Stanley Select UMA Form ADV Wrap Fee Brochure (the “Morgan Stanley ADV”) for more information on the Select UMA Investment Advisory Program. The Morgan Stanley ADV is online at www.morganstanley.com/ADV .

Morgan Stanley offers investment program services through a variety of investment programs, which are opened pursuant to written client agreements. Each program offers investment managers, funds and features that are not available in other programs; conversely, some investment managers, funds or investment strategies may be available in more than one program. Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on a client’s specific investment objectives and financial position, may not be appropriate for the client. Please see the applicable program disclosure document for more information, available at www.morganstanley.com/ADV or from your Financial Advisor.

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CRC #3008898 (03/2020)

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